Terms & Conditions

1. Identification of the owner

SatsIntel is owned by Standard 21, S.A., with tax ID (NIF) ESA22623508, registered office at Paseo de la Habana, Madrid (Spain), and contact email legal@standard21.com (hereinafter, “the Company”).

2. Purpose and scope

These Terms & Conditions (hereinafter, “the Terms”) govern access to and use of the SatsIntel service, whose purpose is to provide information about the Bitcoin reserves of publicly listed companies worldwide. The Terms apply to both channels of the service:

• The website satsintel.io and all of its subdomains.
• The SatsIntel mobile app for iOS and Android (hereinafter, “the App”), distributed through the App Store and Google Play.

Accessing or using either of them implies full and unreserved acceptance of these Terms. Anyone who does not accept them must refrain from using the service.

3. User capacity

The service is aimed at persons over 18 years of age. By using SatsIntel, the user declares that they are at least that age and have sufficient legal capacity to accept these Terms. The Company may cancel any account in respect of which it finds a breach of this requirement.

4. Informational nature of the content

All information published on SatsIntel is purely informational and educational. The Company does not provide financial, investment, tax or legal advice. The data shown comes from public sources and third-party data providers (including CoinGecko, Yahoo Finance, Kraken, bitcointreasuries.net, bitcoinminingstock.io and official disclosures published by the companies themselves to their regulators) and may not be accurate, complete or up to date at all times.

No content on this service should be construed as a recommendation to buy or sell financial assets. The user is solely responsible for any investment decisions they make.

The portfolio feature is a manual-entry tracking tool. It is not connected to any broker, exchange, custodian or financial institution, it does not verify the existence or accuracy of the positions recorded, and it does not constitute a statement, an accounting record or a document valid for tax or evidentiary purposes. The valuations it displays are estimates calculated from third-party market data.

5. No CASP authorisation and MiCA warning

SatsIntel is not a crypto-asset service provider (CASP) registered or authorised with the Spanish National Securities Market Commission (CNMV) or with any other competent authority under Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). Accordingly, the service does not provide custody, exchange, order execution, advisory or portfolio management services for crypto-assets, and does not offer personalised investment recommendations.

Crypto-assets — including Bitcoin — are high-risk, highly volatile assets. Investing in them may lead to the total loss of the capital invested. Before making any investment decision, the user should be properly informed and, where appropriate, consult a duly qualified professional.

6. User account

A substantial part of the service is accessible without registering. The features that require storing information associated with a person — synchronised portfolio, alerts and notifications — require creating an account.

• Registration is carried out by means of a magic link sent to the user's email address or by signing in with Google. The user undertakes to provide a valid email address of which they are the holder.
• The account is personal and non-transferable. The user is responsible for retaining control of their email address and their device, since access to the service is obtained through them.
• The user is solely responsible for the content they enter into their account, including the portfolio positions and notes.
• The user may delete their account at any time. The procedure and the details of which data is deleted are set out in Delete your account.
• The Company may suspend or cancel accounts that breach these Terms, that are used for fraudulent or abusive use of the service, or where required by a legal obligation.

7. Licence to use the App

The Company grants the user a limited, personal, revocable, non-exclusive and non-transferable licence to install and use the App on devices they own or control, for exclusively personal and non-commercial purposes. The App is licensed, not sold.

The following is prohibited, except to the extent that the law mandatorily permits it:

• Decompiling, reverse-engineering or attempting to obtain the source code of the App.
• Modifying, adapting or creating derivative works from the App.
• Sublicensing, renting, selling or redistributing the App or access to the service.
• Extracting the content and data of the service on a mass or automated basis, or using it to build a competing product or service.

App stores. The App is distributed through the App Store (Apple) and Google Play (Google). These Terms are entered into exclusively between the user and Standard 21, S.A.: Apple and Google are not a party to them, are not responsible for the App or its content, and assume no maintenance or support obligation whatsoever. Any claim relating to the App must be addressed to the Company, and not to the store from which it was downloaded. Use of the App is additionally subject to the terms of use of the relevant store.

8. Availability and evolution of the service

The Company may modify, extend, limit or suspend the features of the service in whole or in part, as well as interrupt it temporarily for maintenance, security or update reasons. The features available on the Website and in the App may differ from one another and evolve independently.

Alerts and notifications are a convenience feature and are provided without any guarantee of delivery, timeliness or accuracy: they depend on third-party services, on the device's settings and on the availability of market data. The user must not base investment decisions on receiving — or not receiving — an alert.

9. Intellectual and industrial property

All content of the service — including, without limitation, text, graphics, logos, icons, images, databases, the App and its source code — is the property of Standard 21, S.A. or of its licensors, and is protected by Spanish and international intellectual and industrial property law. Its reproduction, distribution, public communication or transformation without the express authorisation of the Company is prohibited.

10. Exclusion of warranties and liability

The Company does not guarantee the availability, continuity or infallibility of the service. To the extent permitted by applicable law, any liability for damages of any nature that may arise from the use of the service or of the information contained in it is excluded.

Nothing in these Terms excludes or limits the liability of the Company in those cases where the applicable rules do not permit it, nor the rights that consumer legislation grants the user on a mandatory basis.

11. Amendments

Standard 21, S.A. reserves the right to amend these Terms at any time. The amendments take effect upon their publication on this page. Continued use of the service after the changes are published implies acceptance of the new Terms.

12. Governing law and jurisdiction

These Terms are governed by Spanish law. For the resolution of any dispute arising from access to or use of the service, the parties submit to the Courts and Tribunals of the city of Madrid, expressly waiving any other jurisdiction that may correspond to them, unless the user qualifies as a consumer, in which case the jurisdictions that consumer legislation establishes on a mandatory basis shall apply.